Want to Make Extra Money Now?
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Earning a bonus for signing up is something we associate with bank accounts or even credit cards. But did you know there are apps you can download to earn a sign-up bonus as well?
How does a $25 sign up bonus sound to you?
These apps don’t necessarily require any purchases and if you don’t like the app, you can easily uninstall it. To keep your bonus, however, you’ll have to make sure you follow the guidelines for each app. Knowing which apps offer sign-up bonuses and are worth the time it takes to download them, however, can be a tricky task.
After all, many apps offer a variety of ways to earn bonuses just for creating an account and using their service. From cashback on purchases to rewards points that can be redeemed for gift cards, there are plenty of options to choose from.
In this article, we'll highlight some of the top sign-up bonus apps and explain how they work, so you can decide which ones are worth checking out. Whether you're looking to save money on your everyday purchases or just want to earn a little extra cash on the side, these apps have you covered.
Are you ready to find out what the best sign-up bonus apps are? Let’s get started!
15 Best Sign-Up Bonus Apps
As you go through the list below, make notes about which apps you might want to download. It’s especially important to think about how they can help you with your everyday life and still reward you for creating an account.
1. Acorns – $20 Bonus
- Sign-up bonus: $10 through this link.
Acorns has been the subject of many posts, including our own regarding a comparison between Digit vs. Acorns. That’s because this app allows you to micro-invest at your own pace.
You can easily use the app’s round-up feature to turn your spare change into large investments with big returns. The cost for an account is only $3 per month, plus you’ll get a $20 sign bonus just for signing up and setting up recurring investments.
When you open an Acorns account, you also gain access to a checking account with mobile check deposit, a debit card, and direct deposit. In fact, you can get paid up to two days early.
Acorns works with over 55,000 ATMs nationwide and is one of the easiest ways to invest automatically. To earn and keep your $10 bonus, all you have to do is open an account, fund it with $5, and make your first investment.
Where to claim bonus: Sign up for Acorns.
Acorns is your guide to financial wellness. They’ll help you invest, save and spend smarter starting at just $3 per month. There’s no catch. This app is legit and only takes two minutes to sign up for an account.
2. Empower – $250 Advance
- Sign-up bonus: $250 through this link.
Empower even allows you an advance of up to $250 without any late fees, interest, credit checks, or mandatory repayment.
You can repay your advance when you get paid or when you can afford it.
Plus, Empower is offering a free 14-day free trial. After your free month, Empower will only charge you $8 to maintain your account.
Where to claim bonus: Sign up for Empower.
3. Cash App – $5 Bonus
- Sign-up bonus: $5 through this link.
In contrast to Empower, Cash App makes things simple. This app will give you $5 when you install it, sign up for an account using the referral code KPHNBSJ, and transfer money.
Specifically, you’ll have to transfer at least $5 within 14 days of opening your account and linking your debit card. This free digital wallet is similar to Venmo and PayPal but offers you cash just for signing up.
Where to claim bonus: Sign up for Cash App + use referral code KPHNBSJ.
4. Discover it® – $100 Bonus
- Sign-up bonus: $100 through this link.
The Discover it® credit card rewards you with $100 after your credit application has been accepted and you’ve made a purchase within three months of approval. You can apply for this bonus before the end of the year and your reward will be applied within eight weeks.
The Discover it® card also offers 5% cash back on everyday purchases each quarter and a 0% intro APR for 15 months on both purchases and balance transfers. Plus, there are no fees to worry about either.
Where to claim bonus: Apply for Discover it®.
The Discover it® Cash Back card is great for new cardholders who want a dollar-for-dollar match on all cash back earned in your first year, as well as 5% cash back on rotating quarterly categories like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal.
5. Fetch Rewards – $3 Bonus
- Sign-up bonus: $3 through this link.
Feel like pocketing $3? Download Fetch Rewards, a mobile saving and gift card app you can use to earn rewards for restaurants and purchases you make.
All you have to do is upload a receipt. When you scan your first receipt, Fetch Rewards will give you $3. Continue this method and you’ll easily find out how to make money from home.
Where to claim bonus: Sign up for Fetch Rewards.
Fetch Rewards is a legitimate app that helps you earn free gift cards by uploading your grocery receipts. I've earned more than $1,000 in gift cards since I started using the app.
6. Fundrise – $10 Bonus
- Sign-up bonus: $10 through this link.
Invest in real estate with Fundrise, an app that pays you real money, no matter if you’re an accredited or nonaccredited investor. Fundrise is commission-free, meaning you get to keep more of your investment money. With Fundrise, you can choose either manual or automatic investing. Once you invest at least $10 in the Fundrise Real Estate Interval Fund, you’ll receive $10 worth of shares.
Where to claim bonus: Sign up for Fundrise.
7. Ibotta – $20 Bonus
- Sign-up bonus: $20 through this link.
Install Ibotta and use this receipt-uploading app to get $20 free. This rebate app has been in existence since 2011 and rewards you with $20 just for uploading your first receipt. You can even earn points on liquor purchases with Ibotta, provided you’re old enough to legally drink.
Where to claim bonus: Sign up for Ibotta.
Get real cash back on your everyday purchases with Ibotta. Download the free app or browser extension for cash back on in-store and online purchases.
8. InboxDollars – $5 Bonus
- Sign-up bonus: $5 through this link.
Confirm your email address and complete a to-do list of activities on the welcome page to earn $5 from InboxDollars. This paid surveys app allows you to make instant money online absolutely free.
All you need to do is watch videos and take surveys. With about five to ten minutes per day, you can easily earn an extra $50 per month.
Where to claim bonus: Sign up for InboxDollars.
- InboxDollars is a legitimate way to make extra money online
- Been around for 20 years
- Paid its members more than $59 million since 2000
- Free $5 welcome bonus
- Sign-up bonus: 15 free shares through this link.
If you want to make $300 fast, Moomoo might just be your ticket. Moomoo is a commissions-free trading app that incorporates innovative research and tools to help you trade stocks, options, and ETFs.
Sign up for an account to get a free share of stock without a deposit. However, if you deposit $100 into your account, you’ll get four more shares of stock. These stocks are all valued at a minimum of $3 and a maximum of $2,000 in some cases.
If you deposit a total of $2,000 into your new Moomoo account, you can get up to 10 additional shares of stock for a total of 15. The best part is that you can sell your shares and cash out at any time without paying a fee. However, you’ll need to keep your deposits in your account for at least 60 days to retain your bonus.
Where to claim bonus: Sign up for Moomoo.
Moomoo offers zero-commission trading for stock, ETFs, and options on an advanced trading platform with robust research and analytical tools. New users can get up to 15 free stocks worth up to $30,000.
10. MyPoints – $10 Bonus
- Sign-up bonus: $10 through this link.
Earn a $10 sign up bonus when you purchase $20 worth of products through MyPoints. This cashback app offers you rewards for answering surveys and watching videos. MyPoints is known for paying out fast, whether it’s through cash back or gift cards.
Where to claim bonus: Sign up for MyPoints.
11. Rakuten – $30 Bonus
- Sign-up bonus: $30 through this link.
Known as one of the best cashback apps you can download, Rakuten offers new customers $30 for making a qualifying order of $30 or more within the first three months of signing up.
Rakuten allows you to shop online to get rewards through their mobile app and browser extension. In fact, you can earn your first award of cashback within 15 days of your first purchase and redeem it via check or PayPal. After that, Rakuten pays out quarterly.
Where to claim bonus: Sign up for Rakuten.
Rakuten really does give you free money when you shop. And with over 2,500 stores to choose from, nearly everyone can earn cashback. When used wisely, Rakuten can help you keep more cash in your pocket and save money on the things you buy every day.
12. Robinhood – Free Stock Worth Between $5 and $200
- Sign-up bonus: Free stock through this link.
Take advantage of commission-free investing with Robinhood, one of the more popular investing apps for nonaccredited investors. Robinhood also offers the tools and education you need to learn more about investing as well.
After signing up for an account with Robinhood, you’ll earn a free stock worth between $5 and $200. The value of these stocks will fluctuate based on the market, but you can add to your free stocks by referring friends and family.
In fact, you can get up to $1,000 in free stock every year. When you earn free stock, you’ll get to pick from a list of 18 leading companies, propelling you forward in your investment journey.
Where to claim bonus: Sign up for Robinhood.
The mobile investing app, Robinhood, offers users commission-free trades on stocks, ETFs, options, and cryptocurrency with no minimum account balance required. Robinhood is a FINRA-approved broker-dealer with over 23.4 million funded accounts and 10.9 million monthly active users.
13. Swagbucks – $10 Bonus
- Sign-up bonus: $10 through this link.
Put an extra $10 in your pocket with one of the highest-paying survey sites you can use to earn extra money. Swagbucks is one of the best side hustle apps you can download to earn rewards for answering survey questions, playing games, surfing the web, and watching videos. Similar to bingo apps you can play for real money, Swagbucks also allows you to cash out for gift cards and cash.
You’ll need to spend at least $25 to get your $10 Swagbucks bonus. Your purchase will be credited within 32 days and you should receive your bonus credits a few days after that. Plus, you can check out Swagbucks Live to see what other opportunities await.
Where to claim bonus: Sign up for Swagbucks.
- Swagbucks is a legit beer money site
- Make money taking surveys, watching videos, playing games, and more
- Earn up to $600 per month
14. Upgrade – $200 Bonus
- Sign-up bonus: $200 through this link.
Earn a $200 bonus just for applying for the Upgrade Card and funding your new account. You’ll also have to make three qualifying purchases to earn this reward. You’ll also need to open a free Rewards Checking account and make three transactions to qualify for the $200 bonus.
Upgrade is a card that blends the boundaries between credit card and line of credit, without the monthly fees, a minimum balance, or direct deposit required. You will need to submit to a credit pull, but in most cases, it’s a soft pull instead of a hard one.
Where to claim bonus: Apply for Upgrade Rewards Card.
15. Upromise – $30 Bonus
- Sign-up bonus: $30 through this link.
Receive a $30 bonus when you sign up and link a 529 savings account with Upromise. This free service to help families save for college allows you to earn cashback for dining out, shopping, and using your Upromise MasterCard. Plus, if you don’t have a 529 plan you can link, you’ll still get a $5.29 bonus just for signing up. Upromise is a great way to make money at 15 and save for the future.
Where to claim bonus: Sign up for Upromise.
How to Make the Most of Sign-Up Bonus Apps
Here are some tips on how to make the most of sign-up bonus apps:
- Maximize your time: Look for apps that offer a high sign-up bonus. Some apps offer a sign-up bonus just for creating an account, while others may require you to complete certain tasks before receiving the bonus.
- Read the terms and conditions carefully: Some sign-up bonuses may come with certain restrictions, such as a minimum spending requirement or a time limit for earning the bonus.
- Referrals: Many sign-up bonus apps offer referral programs that allow you to earn a bonus for each person you refer to the app.
- Complete all tasks to earn your bonus: Some sign-up bonus apps may require you to complete certain tasks, such as making a purchase or completing a survey, to receive the bonus.
- Stay organized: Keep track of the different sign-up bonus apps you have signed up for, and make sure to follow through on any tasks or requirements needed to earn the bonus.
- Work smarter, not harder: Don't sign up for too many apps at once. It can be tempting to try to earn sign-up bonuses from as many apps as possible, but it can be overwhelming to manage too many accounts. Choose a few high-quality apps that you are interested in, and focus on those.
If you’re interested in learning more about how you can sign up and get paid, check out this Reddit thread. You can find all kinds of advice on how to make money on Reddit as well.
Sign Up for New Opportunities
Signing up for accounts on apps can be a hassle in most cases. However, it’s those apps that reward you for taking the time and effort to sign up that are most worthwhile. We hope you’ve found this article on the best sign-up bonus apps helpful in finding ways to benefit from giving companies your information. You may even find that the apps you’ve downloaded and signed up for can help you find new opportunities in life as well. Which app(s) will you download?
FAQs
Which apps give you money just for signing up?
Apps like Swagbucks, Ibotta, and Fetch Rewards will give you free money just for signing up. Just be sure to follow the guidelines to earn and keep your money after you’ve downloaded the app.
How can I get $10 for free by signing up for apps?
There are many ways you can get $10 for free just by signing up for apps. Fundrise, SoFi Relay, Drop, Acorns, and Titan Invest will reward you with $10 just for downloading an app and signing up.
Can I sign up for multiple apps to earn more money?
Yes, it’s possible to sign up for multiple apps to earn more money. However, you should start with a few apps and see how they can be useful to you before you download them all. That way you can make the most of them and make it worth your time to sign up.
