20 Legit Passive Income Streams to Make Money

Depending on a monthly salary can be frustrating. Making it to the end of the month can be difficult. Learn to make money with passive income streams.

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Are you looking for ways to make passive income streams so you can make money outside of your 9-to-5 job? Or learn how you can live without a job?

Then you'll love this article. I'll share several creative ways you earn passive income through multiple income streams.

Why would anyone want to make money on the side?

Depending on a monthly salary can be frustrating. With the cost of living rising, making it to the end of the month can prove to be difficult. I mean, a meal from McDonald's is almost $9.00! The minimum wage in my state is LESS at $7.25 per hour, so how ridiculous is that?

“It's no secret that the rich depend on having passive income streams to become wealthy, so learning to make money fast outside of your job is a smart idea.

There are plenty of ways to make money over and above your monthly salary. In order to do this, you would have to fully utilize the time and resources you already have. Of course, once you build some streams you can earn an income even while you are sleeping.

This is possible through these simple passive income ideas to make extra cash.

How to Create Multiple Streams of Income

passive income streams

First, I'll share the methods I've used to create multiple streams of income. After, I'll share some ways you can start creating passive income streams (click to jump ahead) as soon as today.

1. Get a Part-Time Weekend Job

A part-time weekend job is an obvious way to make more money. Whether it is on the weekends or even evenings after work or at night, a part-time job will help you make an extra amount of cash that can increase your living standards, your savings ratio, or act as an emergency fund.


It really depends on you on what would fit you best as a part-time job, it may or may not be related to your job or interests. There are plenty of options here (check out 21 money-making ideas for after work) but it would probably be best to find a location that is closest to your office or home so you do not overspend on travel costs by using sites like AppJobs.

2. Take on Freelancing Gigs

Freelancing tasks are a popular way to make money. If you are already working as a web designer, for instance, freelancing gigs would encourage you to utilize your expertise for extra income.

By setting up a website for free (we have a guide for that), you would be able to advertise your services for a very low fee. Freelancers often join freelance portals to reach out to clients, so you may want to consider joining freelance circles and markets to increase your chances of landing jobs.

The good thing about this option is that you are engaging in work that interests you most. If managed adequately, you would also be able to fit in time during working hours when your workload is low or when you are not expected to attend meetings or complete urgent tasks. Stumped on how much to charge per hour? You can use a freelance hourly rate calculator to help you out.

3. Start a Blog

Blogging is how I built my passive income, now I blog full time and don't worry about working for somebody else. By just blogging passionately on your interests or expertise, you too can build income streams through advertisements by Adsense, blog advertising and affiliate marketing – these are just a few of many options.

Blogging can be done after working hours – sometimes in front of the television. Since a blog is like a website and is on 24 hours a day, you will be making money even while you sleep! You can learn how to start your first blog by using our blogging guide here.

If you don't have time right now to set up your blog, you can sign up for my how to start a blog email course. It'll teach you how to start your own blog and make money in 7 days (for free).

Sign up here for the free email course:

4. Have a Disciplined Savings Regime

Money grows money – so find top saving options with high dividend returns and park a percentage of your salary there every month.

It’s been said that the average millionaire has seven streams of income. Dividend stocks are usually always in the mix. Dividend stocks are similar to regular shares of stock, but they pay you a small portion of the companies earnings monthly or quarterly.

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So it’s wise to build a portfolio of dividend-paying stocks that will give you passive income, or give you beer money while you’re sleeping!

If you ready to get hip to dividend investing, check out Robinhood.

Robinhood is a free investing app for your phone. I really mean free all around – free to join and they don’t charge any fees to buy or sell stock. You can get a share of stock like Apple, Ford, or Sprint for free when you join through this link. You can buy dividend stocks with Robinhood and get a paycheck quarterly or monthly!

It could be a simple dividend-based savings account, insurance plan, crypto or mutual fund, but the bottom line is, the more you save, the more income you will generate through dividends and other forms of ethical returns.


The mobile investing app, Robinhood, offers users commission-free trades on stocks, ETFs, options, and cryptocurrency with no minimum account balance required. Robinhood is a FINRA-approved broker-dealer with over 23.4 million funded accounts and 10.9 million monthly active users.

Claim Free Stock

5. Use Gig Economy Apps

If you’ve ever considered joining the gig economy then becoming a Lyft driver then now is a good time to take the plunge. They have got a promotion going on where any new driver will instantly get a $1000 bonus after completing their 125th ride.

If you’re free nights and weekends, you can rack up unlimited earnings driving your fellow citizens around. It’s a perfect way to make a good amount of extra money whenever it’s convenient for you.

Lyft also pays it’s drivers more than Uber does. I do it on the weekends where there is surge pricing and can make over $100 in a few rides.

Remember, you can make up $1500/week plus get an awesome $1000 Lyft driver bonus. Look into it if you are in need of a quick cash infusion. If you don't feel like driving people around, you can consider delivery jobs (top delivery jobs are featured below).

Deliver groceries
Instacart uses technology to connect local businesses with people around the city. It’s free to sign up and fast to get started. There are no fees or time commitments, so you take home 100% of what you earn every time you complete a delivery.

Work anytime and get 100% of tips
Work from anywhere
Access Instant Deposit

Deliver takeout food
Drive and deliver with DoorDash and start making money today. Pick your own schedule and use any car or bike. Fast signup, great pay, easy work.

Work anytime
Work from anywhere
Access Fast Pay

6. Invest in Small Businesses with High Returns

Small start-up companies often need capital in order to embark on their projects. In return, they either pay dividends or have a unique profit-sharing scheme that you could be able to enjoy for a stipulated time period. Look out for small-scaled companies with high-income growth potential and consider investing capital into their businesses.

Of course, you should do this with care, to curb risks of dealing with scammers. Also, remember that these sorts of investments are risky so seek advice from financial consultants or existing investors before venturing into this avenue. With the right investment scheme, you may end up making a lot of passive income.

Want Easier Passive Income Ideas?

Making money is not a difficult task anymore. The ideas we just went over are what I decided to do. But anyone can make passive income today. We are living in a modern world where trends have changed, and you can easily create multiple income streams for improving your finances.

Everyone could benefit from a multiple of just a second income stream. Even if you are earning a considerable amount of income through your full-time job, by creating a second income stream you can prepare for emergencies or live a more luxurious life. For those who are looking for some easy passive income ideas to start, I've got you covered here. Take a look, pick up a suitable one and start making passive income.

CompanyWhat You NeedEarning Potential
fundrise beermoneyfundrise beermoney$10 to Invest in Real Estate8.7 – 12.4% Annual Returns


swagbucks beermoneyswagbucks beermoneySmartphone$100+ Per Month


inboxdollars SmartphoneUp to $50 Per Survey


nielsennielsen panelSmartphone$50 This Year Just for Downloading Its Free App


7. Fundrise

Fundrise is a real, much better and desirable alternative to stock market investment. With Fundrise, you deal in the private real estate market that allows you to invest just like the super successful institutions.

It enables you to access the unattainable assets, and you can become a real estate investor no matter what your net worth or total income is.

If you’re interested, I recommend you sign up for more information from Fundrise by clicking here.


Fundrise is a very easy-to-use app that allows individuals to access crowd-funded real estate investing. This option is best for users who want to make money consistently and let their money make them money.

Start Investing Now
We earn a commission for this endorsement of Fundrise.

8. Airbnb Host

Airbnb is a popular hosting site where you can list your apartment, flat, room or a house for renting out. No matter how simple and small it is, listing your place here would help you to make money.

It allows you complete control over prices, your house rules, and availability.

It can connect you to hundreds of travelers who are in search of unique accommodation like yours.

Sign up for Airbnb and make $1000 fast each month

9. Swagbucks

Swagbucks is a legitimate and safe site that offers points called Swagbucks that you can redeem for some cash.

You can earn a little extra through this site by making it your default search engine. Besides that, you can watch different videos, complete different surveys, shop online, and download multiple apps to get rewarded.

After the quick 2-minute sign up you can conveniently earn up to $5 per survey.

$10 welcome bonus
  • This is one of the oldest, most well-known GPT (get-paid-to) sites
  • Make money taking surveys, watching videos, playing games, and more
  • Earn up to $600 per month
  • $10 bonus for new users
Start Earning Our Review

10. Swagbucks LIVE

Swagbucks LIVE is a fun way of earning excellent cash prizes.  It is a live game show, through which your knowledge is tested, and you can get to win huge cash rewards.

The best thing is, it is completely free. You just have to download the application and start playing for earning some cash.

Download the free trivia app and start winning cash daily!

Swagbucks LIVE
  • Interactive live stream app where you can win $1000s every week
  • Daily 10-question IQ trivia games with $1000s at stake plus bonus SB for everyone
  • Free to play and win real money

11. Survey Junkie

This one is a fantastic site that helps you to get cash rewards by completing the online paid surveys. By participating in surveys, you share your opinion about multiple companies and brands, and it can help them to improve their quality of services and products.

Join SurveyJunkie, be productive, share your perspective and get rewards. Make your profile and the surveys that match your profile will be shared with you so that your participation can be meaningful.

Survey Junkie
  • Share your opinion to help brands deliver better products and services
  • Fast payouts, legit, and our favorite survey site
  • Has paid out more than $25 million to its members
Make Money Our Review

12. LifePoints

It is a fun way of earning some cash and exciting prizes. As the name indicates, you just have to participate in the surveys, and you will get paid. Interestingly, you can get registered for free. There is no membership fee.

Join LifePoints, complete the online surveys anywhere and anytime, and you will be rewarded with points. You can redeem the points for money, vouchers, e-certificates and some other gift products.


Earn points, redeemable for free gift cards just by completing online surveys with LifePoints. LifePoints' website is clutter-free and colorful, which makes it enjoyable to navigate and start earning money today!

Start Earning

13. Nielsen Mobile

Here is another excellent way of earning $50/year just by getting your devices registered with Nielsen. It is very easy to earn through Nielsen Mobile. You will have to answer some questions regarding your devices and household for registration. After that, you can download the Nielsen app on all the devices that you registered.

The app is entirely free and safe to download and they'll pay you $50 per device registered. Once the app is installed, you can keep on using your devices as you usually do and you will be rewarded and make passive income year after year.

  • This company will pay you $60 a year to keep their app on your favorite internet browsing device
  • They also give away $10,000 each month
  • Legit passive income opportunity
Get Paid Passive Income

Take Action: Sign up through here for a registration bonus.

14. InboxDollars (Online Rewards Club)

For those who want to earn some extra money online, InboxDollars is a helpful option. It offers several paid surveys. You can get rewarded by completing the questionnaires.

The more surveys you complete, the more you can be rewarded. It is among the easiest ways to make passive income.

If you sign up before the end of this month, they also give you a $5 free bonus just to give it a try.

$5 welcome bonus
  • InboxDollars is a legitimate way to make extra money online
  • Been around for 20 years
  • Paid its members more than $59 million since 2000
  • Free $5 welcome bonus
Start Earning

15. Trim

This is a personal finance application that is actually an AI-based virtual assistant that analyze all your finances, helps you to make the most out of your money and automates the methods to save you some cash. It identifies ways through which your money can be saved.

While signing up, you will link it with checking in addition to all your credit card accounts. The app scans them, finds the frequent expenses and notifies you. You can choose which of the expenses you wish to get canceled and hence you will get to save some money.

16. MyPoints

MyPoints is also a legit website through which you can earn money through multiple methods. You can choose to watch some videos, play games, read emails, and fill out the online surveys in return for some points that you can later redeem for gift cards.

It also offers points for shopping online. My point is affiliated with over 75 known merchants, and you can get a gift card of your choice.


MyPoints is a legitimate online rewards platform where you can earn points for shopping online, printing coupons, answering surveys, watching videos, playing games, and more. People who spend a lot of time online and do most their shopping that way will get the most value from it.

Get Paid

17. Panda Research

panda research

Panda Research is a remarkable site that helps to earn some quick cash just by completing the paid surveys. By participating in their market research, offers and surveys, you can get discounts and coupons.

Besides, you can also refer others and get some additional income for yourself. Visit Panda Research now and sign-up for free to participate in a membership survey.

18. Long Game Savings App

long game

Long Game is a Savings account that features cash along with crypto rewards. Download this application and open your interest-bearing and FDIC-insured Long Game Savings account for free.

By depositing through Long Game, you can earn .1% interest in addition to the fair chances of winning cash prizes. The best part is, the app is completely free to use. Download it now and make some real economic progress.

19. Dosh Cash Back Ap

It is one of the most popular apps through which you can earn a significant amount of cash. It is available for both iOS and Android. Unlike other similar cash back apps, it is easier to use.

All you are required to do is download the app and connect your credit card to it. You will receive a significant portion of the cash back in the Dosh wallet when you pay through the card at about 1000s of restaurants and stores.

Do Not Become Dependent on Your Salary Alone

Depending on a monthly salary can be frustrating. Making it to the end of the month can be difficult. Learn to make money with multiple streams of income or even apps that pay you.

There are plenty of ways to make money outside of your job. Find ways to do so by utilizing your time, expertise and existing money (i.e. savings). With the right options and avenues, you may find that you are making money 24 hours a day.

If you wanted more ways to make money online besides these passive income streams, you can learn how to make $200 fast or even get free money fast.

Brian Meiggs
Brian Meiggs
Brian is the founder of BeerMoney.co and has tried every side hustle under the sun. He teaches people just like you how to make money with BeerMoney sites online and has been featured in Yahoo! Finance, NASDAQ, Discover and more. He normally shares the latest money-making apps, videos, and topics for those who want to make money online.

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