How I Make $40 a Day In My Spare Time

Need 40 Dollars Right Now? Making $40 fast isn't easy, but it's doable with one of these methods that actually work.

Want to Make Extra Money Now?
  • Arrived: $100 investment property? Arrived takes the hassle out of real estate investing by enabling you to invest in portions of rental homes for as little as $100 through this link.
  • Albert: Want to get up to $250 in minutes? Albert will spot you $250 when you join. There’s no catch, but fees may apply. This bank account is legit and only takes two minutes to sign up for an account.
  • Survey Junkie: Survey Junkie has a stellar reputation and is widely regarded as one of the best paid survey sites. It has a very low $5 minimum withdrawal that makes it easy to cash out to PayPal.

Today I’m going to show you some new strategies to make $40 fast simply by clicking a few buttons on your cell phone.

Seriously. Are you looking to make money today?

Life happens.

Sometimes you need to figure out how to make $40 fast to pay a bill or you’re trying to save up for something you want. You don’t want to fall behind on bills and are wondering how to make money today. Sure, another 40 dollars earned today wouldn’t hurt.

We’ve all been there, but what do you usually do when that happens?

This is an exhaustive list of things that anyone can do, today, in order to make money (make $40 fast) through the best ways to make money I've found.

If you're strapped for time, I'll go ahead and share the best ways to make $40 fast:

Legit Ways to Make $40 Fast

Your first bet is to use these apps to help you get your paycheck early and can help you borrow money instantly. I mean you worked today, get paid today.

1. Make $40 fast with surveys for quick cash via paypal

Taking online surveys to make that extra 40 dollars is a no-brainer!

You definitely won’t get rich or make thousands of dollars per day with surveys alone, but you won’t waste much time, and you can make some money the easy way. Here is my favorite (and highest paying) survey site:

survey junkie make money fast

Survey Junkie: This is a free survey app for your phone that pays you to take online surveys, participate in focus groups, and try new products. And, I really mean free all around – free to join and they don’t charge anything to be a member (they will actually pay you in cash via PayPal). You can get a free registration bonus for free when you join through this link.

Survey Junkie pays between $.50 and $9 per survey, and many of them take less than 5 minutes to complete. It is one of the highest paying survey sites that actually works. Sign up through here.
ProsCons
There’s absolutely no cost to join. Tip: Never register for a survey site that asks you for cashSometimes you’ll be a few questions in only to find out that you aren’t eligible for a survey, but you still get points
Points can be exchanged for both cash to PayPal and for gift cards Minimum balance of $10 USD needed for Payout
Your information will go toward helping companies improve their products and servicesOnly users from the United States, Canada, and Australia can participate with future plans to expand
Answers that you provide are kept completely anonymous
The potential for high earnings (depends on your demographics)
Registration bonus if you go through this link.
If you’re not eligible for a survey, you’re still given points
Survey Junkie
5.0

Want to get paid for your opinion? Survey Junkie lets you share yours to help brands deliver better products and services. After creating your profile, they'll start matching you to online surveys you can take anywhere.

Make Money Our Review

2. Make 40 dollars with a top rewards site

how to make money fast

Swagbucks is another great survey site to make $40 fast in your free time. As a new member, you can earn up to $35 per survey! They are known for giving out fun, top-paying surveys. And you can also get paid to play games and watch TV!

It’s similar to Survey Junkie, but there are also a few other ways you can earn money as a member (including a $10 bonus just for signing up).

Other ways you can make money with Swagbucks outside of surveys:

Here's the good and the bad about Swagbucks:

ProsCons
An incredibly wide range of activities to partake inSometimes there’s no sign-up bonus
Most of the tasks are incredibly simple to completeMay take up to a few days to receive your reward
Sign up bonus of $10.00 through this link.
100% free – never join a rewards site that asks for your payment information
Great referral program – earn 10% of friends’ earnings

Swagbucks is conveniently offering a $10 bonus just for signing up through this link, so act fast.

Swagbucks
5.0
  • Swagbucks is a legit beer money site
  • Make money taking surveys, watching videos, playing games, and more
  • Earn up to $600 per month
Start Earning Our Review

If you're still stuck wondering if Swagbucks is worth it, I wrote a hands-on review that goes through the income potential it can bring you and the different ways you can make money here.

3. Get $40 now with ZippyLoan

If you actually need money now, then you can opt for a personal loan. When you need money in a hurry ZippyLoan is where to go.

You apply for a loan through the Zippy Loan site, if approved they send your loan application to one of many loan providers.

You review the loan details and e-sign if you like what you see. No risk in checking what offers you'll get. You can borrow between $100 and $15,000 as soon as tomorrow.

Loans service up to 60 months.

ZippyLoan connects borrowers to lenders through their network of lenders. They'll find you the lowest interest rate and is one of the best no credit check loan. You can visit ZippyLoan here.

4. Make $40 easily investing in real estate

Fundrise is a real, much better and desirable alternative to stock market investment. With Fundrise, you deal in the private real estate market that allows you to invest just like the super successful institutions.

You don't have to be a millionaire to invest in these types of properties. You can now invest in large-scale real estate for as little as $500 with Fundrise.

fundrise make money

Through their real estate investment products, investors earned an average of 8.7 – 12.4 percent on their money last year, and all without painting a wall or dealing with unruly tenants.

There is a reason why they currently have over 40,000+ users, this app really pays you!

If you’re interested, I recommend you sign up for more information from Fundrise by clicking here.

5. Make $40 fast with food delivery apps

make money with food delivery

You can seriously make $40 fast in an hour with apps like Postmates, Instacart, and DoorDash. Even before the pandemic, food delivery apps were popular but now the usage is at record levels.

If you wanted to make money by delivering items to people in your city, it's so simple to get started.

You won't even need a car to get around. Check out our full DoorDash review to learn if it's worth it for you. If you wanted to learn more, here are the highest paying food delivery companies to work for:

SIDE GIGTYPE OF WORK
instacart
GET STARTED
Deliver groceries
Instacart uses technology to connect local businesses with people around the city. It’s free to sign up and fast to get started. There are no fees or time commitments, so you take home 100% of what you earn every time you complete a delivery.

Work anytime and get 100% of tips
Work from anywhere
Access Instant Deposit

doordash
GET STARTED
Deliver takeout food
Drive and deliver with DoorDash and start making money today. Pick your own schedule and use any car or bike. Fast signup, great pay, easy work.

Work anytime
Work from anywhere
Access Fast Pay

6. Make $40 fast with app sign up bonuses

cash bonusCash in on the following sign up bonuses available through BeerMoney and you will be on your way to making an extra $400.

  • Swagbucks: $10 welcome bonus! Swagbucks is a legit rewards site with lots of different ways available to earn money. You can take surveys, play games, watch fun videos, and search the internet.
  • Ibotta: $20 welcome bonus! Ibotta pays you real money on your everyday purchases. Download the free app to receive offers and earn real cash back in stores and online.
  • Rakuten (formerly Ebates): $10 welcome bonus! Rakuten is where you can get cash back for shopping at over 2,500 stores.
  • MyPoints: $10 welcome bonus! MyPoints offers a daily rewards program and is another cashback website that works similarly to Rakuten.
  • InboxDollars: $5 welcome bonus! Earn dollars for small tasks such as taking surveys, watching videos, and playing addicting games.

7. Download the Nielsen app and collect $50

make $50 fastBy using the internet as you do every day, Nielsen invites you to make a difference – and you can make money too.

If you download the Nielsen app then you can collect $50. You don’t really have to do anything other than initially registering your computer or phone.

nielsen

How can you make money fast with Nielsen?

This company will pay you $50 a year to keep their app on your favorite internet browsing device and they also give away $10,000 each month. So you can possibly make more than $50. Sign up through here for a registration bonus.

8. Make $40 (or more) tonight playing trivia from your phone

swagbucks live

Do you want to make $40 fast today just by playing a trivia game on your phone?

What is the most popular drink in the world that does not contain alcohol? What the official national anthem of the United States of America? What is the Capital of Australia?

If you answered coffee, the star-spangled banner, and Canberra, then you may want to look into the new trivia app that pays you huge cash prizes for your smarts.

Today’s prize is worth over $1,000! I’ll be playing, will you?

Click here to download the free trivia app and start winning cash daily!

9. Make $40 fast playing games

mistplay make money fast on phone

Instead of wasting time playing games and not being productive, now you can get paid to do it – win-win!

Getting paid to play games on your phone sounds like a dream, but this new app really pays you to play games.

It’s a legit app with 119,841+ positive reviews in the Google Play Store.

Sound like fun? You can download it from the Google Play Store here, and start playing free games for cash rewards.

10. Make 40 dollars fast with Solitaire Cube

solitaire cube

Solitaire Cube is an addicting game where you can play Solitaire on your phone and compete in cash tournaments.

Solitaire Cube includes tournaments and head-to-head competitions with real cash prizes (where available).

It’s available on the Apple Store only, sorry Android users.

It’s pretty easy to get started and the game will match you up with other players who have the same level of skills in real-time.

Cash outs are through PayPal and I had no issues withdrawing or depositing money.

How to play? Stack cards into piles to sort them by their suit. Sound easy? It is!

11. Make $40 this month with InboxDollars

inboxdollars make money

 

If I told you that you could get paid to watch videos on your phone, you’d probably laugh. It’s too good to be true, right?

But I'm serious. A website called InboxDollars will pay you to watch short video clips online. Simply watch the videos and answer a few quick questions after and you're getting paid straight-up cash (they don't mess around with points or gift cards).

While you won't get rich overnight, it's easy to earn quick beer money when you're chilling on the couch. Plus, they have already paid out $59 million to its users, it's a super legit opportunity.

Pro tip: Earn a $5 bonus just for signing up and watching your first video.

12. Get a $500 cash advance from Dave

dave

Want to get spotted a free $500 without having to take out a personal loan?

Simply sign up for Dave, and the free banking app will lend you cash for free, you just relax while it will spot you up to $500 any time.

There’s no catch. This bank account is legit and only takes two minutes to sign up for an account.

Now you can get some beer money at any time — for free!

You didn’t have to do anything, other than originally sign up for Dave.

It’s as simple as that.

13. Get a free stock with Robinhood

Are you ready to say goodbye to fees for when you buy and sell stocks and hello to commission-free trades?

That’s right, this app lets you do everything for free and takes no fees — ever.

Better yet, if you join through this link you can get a free stock like Apple, Ford, or Sprint when you join.

robinhood

You don't even have to deposit any money to receive the stock… just sign up and wait a few days for it to show up in your account. You can also cash out immediately and transfer the funds to your bank account — if you wanted to. Legit free cash!

Sign up for Robinhood now

14. Make $40 fast with rental income

arrived

Want quick money? Arrived lets you easily invest in rental homes. Testing this offer, I was able to buy shares of properties, earn rental income and appreciation — and Arrived took care of everything.

With Arrived, you can get started with as little as $100.

It’s an especially useful tool to use if you want to diversify your portfolio and have someone else handle all the work that comes with being a landlord. All you really need to do is sign up, and collect your rental income each quarter.

If you’re interested, I recommend you sign up for more information from Arrived by clicking here.

Arrrived
4.8

Arrived is a very easy-to-use platform that allows individuals to invest in real properties for as little as $100. This option is best for users who want to make money consistently and let their money make them money.

Open Account

15. Make $40 fast getting paid to play games

make $200 fast

We all heard the old saying “Time is money” right?

Instead of playing games on your phone like everyone else and feeling bad for wasting your time — now you can get paid for it.

Getting paid for playing games sounds like a dream. But if you download a free new app, and then download games from it and play, you earn money.

As you level up you can earn more money for cash rewards or gift cards.

This is a great opportunity for those looking to get paid for something they enjoy, like winning free gift cards and cash for playing games. I use it and it is legit and has over 35,404 positive reviews in the Google Play store.

If you’re interested, I recommend you download the app from the Google Play store for free by clicking here.

Mistplay
5.0
  • Mistplay really pays you for playing new games with cash rewards
  • Get paid to play games
  • Cash out for gift cards
  • 100% free and you don't have to deposit any money
Start Playing

16. 📦 Amazon doesn’t want you to know about this plugin

amazon saving

Is Amazon actually giving you the best price?

This little known plugin reveals the answer. Learn about a little known plugin that tells you if you’re getting the best price on Amazon.

You might as well be throwing money away if you’re not using it.

You can learn more here.

Best Survey Sites to Make 40 Dollars Fast

I sat down and studied all of the best survey sites to find out for myself which ones are legit (and high paying), and which ones are not.

After reviewing most of the survey sites out there, we can confidently say that these are the best survey sites to help you make $40 fast:

16. Make $40 with Survey Junkie

surveyjunkie

Once you signup and complete your profile, you can take surveys and get paid at Survey Junkie. It’s possible to make $40 a day completing surveys on Survey Junkie.

All you need to do is instantly qualify, then view exclusive offers in exchange for your opinions and get access to paid surveys, clinical trial opportunities, and other work offers.

Survey Junkie’s interface is super smooth and intuitive (unlike the majority of survey company websites that look like they were built in 1997), and members are paid in cash via Paypal.

Oh, and Survey Junkie also has an 8.9/10 rating on TrustPilot — the highest of any online survey company. This is one is the more reputable survey companies out there and I use it often.

  • Where it’s available: United States, Canada, and Australia
  • Age requirements: 13+ years old
  • Average earnings: $0.50 to $3 per survey
  • Payment method: PayPal cash in all countries, or e-gift cards and direct bank transfers in the United States
  • Minimum to cash out: $5

Click here to try out Survey Junkie

17. Make $40 with Swagbucks

swagbucks

Swagbucks is a great survey site to make your $40 fast and most of the tasks are incredibly simple to complete.

This survey site lets you earn money in so many ways like taking surveys, shopping online, or playing games, but many BeerMoney readers love racking up SB (Swagbucks) watching videos in their spare time.

You can cash out your SB as gift cards to hundreds of merchants or get your cash by PayPal.

Need more info? Check out this Swagbucks review. Many claim this to be one of the best survey sites out there.

It’s similar to Survey Junkie but offers more ways you can earn money as a member (including a $10 bonus just for signing up).

  • Where it’s available: Most countries in the Americas, Asia, and Europe, and some areas in Africa
  • Age requirements: 13+ years old
  • Average earnings: $0.40 to $2 per survey
  • Payment method: PayPal cash or gift cards
  • Minimum to cash out: $1 in gift cards or $3 in PayPal cash

Click here to get your $10 signup bonus

18. Earn $40 fast with InboxDollars

inboxdollars make money

If you are already a Survey Junkie or Swagbucks member then you will love InboxDollars.

Here you will earn straight-up cash (they don’t mess with point systems) for reading emails, taking surveys, playing games, searching the web, and redeeming coupons.

The interface is super easy to use and you will always see how much money you’ve earned on the top of your window, which is satisfying.

Plus, they have an app if you want to take make money on the go and they offer a $5 signup bonus.

Try out InboxDollars for free

Recap: Best Paid Survey Sites to Make $40 Fast

survey junkie make moneyTry for Free inboxdollarsfundrise beermoneyGet $5 Bonus swagbucks beermoneyswagbucks beermoneyGet $10 Bonus

Making $40 Fast is Easy

It kind of is. All you really have to do is use your time to help you earn extra money whenever you are free.

While you should keep your expectations realistic, you can maximize your earnings by using multiple sites to receive the best opportunities. While you should always research the companies you use before using them, all of the sites I listed here are legitimate.

While there may be better ways to make money online (even during a pandemic), most will require some sort of skills or training to earn more than $40 fast.

Brian Meiggs
Brian Meiggs
Brian is the founder of BeerMoney.co and has tried every side hustle under the sun. He teaches people just like you how to make money with BeerMoney sites online and has been featured in Yahoo! Finance, NASDAQ, Discover and more. He normally shares the latest money-making apps, videos, and topics for those who want to make money online.

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