How I Make $20 a Day In My Spare Time

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Want to Score Cash For Free?

Today I’m going to show you some new strategies to make $20 fast simply by clicking a few buttons on your cell phone.

Seriously. Are you looking to make money today?

Life happens.

Sometimes you need to figure out how to make $20 fast to pay a bill or you’re trying to save up for something you want. You don’t want to fall behind on bills and are wondering how to make money today. Sure, another 20 dollars earned today wouldn’t hurt.

We’ve all been there, but what do you usually do when that happens?

Want free money?

  • Aspiration: Want to get spotted a $100 for free? Simply sign up for Aspiration, and the free banking app will give you cash for free, you just relax while it gives you $100 just for opening a new debit card. There’s no catch, just use your card to make at least $1,000 in cumulative transactions within 60 days of opening an account. This bank account is legit and only takes two minutes to sign up for an account.

This is an exhaustive list of things that anyone can do, today, in order to make money (make $20 fast) through the best ways to make money I’ve found.

If you’re strapped for time, I’ll go ahead and share the best ways to make $20 fast:

Legit Ways to Make $20 Fast

1. Get $20 fast by cutting back on your expenses

bill negotiation services

You can literally earn $20 a day by cutting back on your bills by using websites like Truebill, Trim and BillShark. Before you go crazy and try different ways to make money online, why don’t you try and stop overpaying each month?

Most people tend to overpay on car insurance, cell phone plans, cable bills, credit card interest, and even their electric bills.

While everyone has a different standard of living, it doesn’t hurt to have free bill negotiation services check to see if you can save money.

There are a plethora of new bill negotiation companies that exist to save you money. These are the top three ones:

SIDE GIGTYPE OF WORK
TruebilltruebillGET STARTED
Easily cancel unwanted subscriptions
80% of people save money by using Truebill to find and cancel unwanted subscriptions!

Easily track your spending
Start a savings account
Easily lower bills
Trim
trimGET STARTED
Lower your internet, cable and phone bills
Don't pay full price. Let Trim find ways to save on your bill and do the work negotiating it lowering for you.

Sign up for free
As seen as Fortune, The New York Times, NBC News, TechCrunch
Uses bank-level security with 256-bit SSL encryption to keep your data safe
BillSharkbillsharkGET STARTED
Let BillShark negotiate your bills
Save 25% on monthly bills in 2 minutes with Billshark

Has a 90% success rate to lower your bills
Can lower your internet, wireless, tv, satellite radio bills and many more
Get estimated savings in minutes

2. Make $20 fast with surveys for quick cash via PayPal

Taking online surveys to make that extra 20 dollars is a no-brainer!

You definitely won’t get rich or make thousands of dollars per day with surveys alone, but you won’t waste much time, and you can make some money the easy way. Here is my favorite (and highest paying) survey site:

Survey Junkie: This is a free survey app for your phone that pays you to take online surveys, participate in focus groups, and try new products. And, I really mean free all around – free to join and they don’t charge anything to be a member (they will actually pay you in cash via PayPal). You can get a free registration bonus for free when you join through this link.

Survey Junkie pays between $.50 and $9 per survey, and many of them take less than 5 minutes to complete. It is one of the highest paying survey sites that actually works. Sign up through here.

ProsCons
There’s absolutely no cost to join. Tip: Never register for a survey site that asks you for cashSometimes you’ll be a few questions in only to find out that you aren’t eligible for a survey, but you still get points
Points can be exchanged for both cash to PayPal and for gift cards Minimum balance of $10 USD needed for Payout
Your information will go toward helping companies improve their products and servicesOnly users from the United States, Canada, and Australia can participate with future plans to expand
Answers that you provide are kept completely anonymous
The potential for high earnings (depends on your demographics)
Registration bonus if you go through this link.
If you’re not eligible for a survey, you’re still given points

3. Make 20 dollars with a top rewards site

how to make money fast

Swagbucks is another great survey site to make $20 fast in your free time. As a new member, you can earn up to $35 per survey! They are known for giving out fun, top-paying surveys. And you can also get paid to play games and watch TV!

It’s similar to Survey Junkie, but there are also a few other ways you can earn money as a member (including a $10 bonus just for signing up).

Other ways you can make money with Swagbucks outside of surveys:

Here’s the good and the bad about Swagbucks:

ProsCons
An incredibly wide range of activities to partake inSometimes there’s no sign-up bonus
Most of the tasks are incredibly simple to completeMay take up to a few days to receive your reward
Sign up bonus of $10.00 through this link.
100% free – never join a rewards site that asks for your payment information
Great referral program – earn 10% of friends’ earnings

Swagbucks is conveniently offering a $10 bonus just for signing up through this link, so act fast.

4. Get $20 now with ZippyLoan

If you actually need money now, then you can opt for a personal loan. When you need money in a hurry ZippyLoan is where to go.

Games That Pay You To Play - Yes, We're Serious
These 3 apps will PAY YOU to play games on your mobile device.

  1. Mistplay (Android) - If you have an android device, you can download this app and start getting cash rewards for playing new games.
  2. Solitaire Cube (iOS) - Earning money by playing games on your phone sounds like a dream. But this app really pays you for playing solitaire with cash rewards.
  3. Lucktastic (Android) - This free app offers the same daily scratch-off cards that you find at your local convenience store — but here you can play for free and win real money.

You apply for a loan through the Zippy Loan site, if approved they send your loan application to one of many loan providers.

You review the loan details and e-sign if you like what you see. No risk in checking what offers you’ll get. You can borrow between $100 and $15,000 as soon as tomorrow.

Loans service up to 60 months.

ZippyLoan connects borrowers to lenders through their network of lenders. They’ll find you the lowest interest rate and is one of the best no credit check loan. You can visit ZippyLoan here.

5. Make $20 fast with Robinhood

robinhood free share

Are you ready to say goodbye to fees for when you buy and sell stocks and hello to commission-free trades?

That’s right, Robinhood lets you do everything for free and takes no fees — ever.

Robinhood is a free investing app for your phone. I really mean free all around – free to join and they don’t charge any fees to buy or sell the stock. You can get a share of stock like Apple, Ford, or Sprint for free when you join through this link.

They are also offering a free stock promotion and you don’t even have to deposit any money to receive the stock.

Just sign up and wait a few days for it to show up in your app. You can also cash out immediately and transfer the funds to your bank account — if you wanted to.

If you wanted to learn you can sign up for information from Robinhood through here.

6. Make $20 fast with Paribus

paribus

Do you want to learn how to make $20 fast? Paribus can give you cash just from those email receipts in your inbox.

Once you signup for Paribus (for free), it’ll track price drops on everything you buy from now on.

If Paribus finds a price drop, it will file a price adjustment claim for you so you can make $20 or more fast.

It’s completely free to use and could make you $20 fast – there’s no reason to not give it a shot!

You don’t have to do anything else, other than originally sign up for Paribus.

7. Make $20 fast playing trivia

swagbucks live

Do you want to make $20 fast today just by playing a trivia game on your phone?

What is the most popular drink in the world that does not contain alcohol? What the official national anthem of the United States of America? What is the Capital of Australia?

If you answered coffee, the star-spangled banner, and Canberra, then you may want to look into the new trivia app that pays you huge cash prizes for your smarts.

Today’s prize is worth over $1,000! I’ll be playing, will you?

Click here to download the free trivia app and start winning cash daily!

8. Make $20 easily investing in real estate

 

Fundrise is a real, much better, and desirable alternative to stock market investment. With Fundrise, you deal in the private real estate market that allows you to invest just like the super successful institutions.

You don’t have to be a millionaire to invest in these types of properties. You can now invest in large-scale real estate for as little as $500 with Fundrise.

fundrise reviewThrough their real estate investment products, investors earned an average of 8.7 – 12.4 percent on their money last year, and all without painting a wall or dealing with unruly tenants.

There is a reason why they currently have over 200,000+ users, this app really pays you!

If you’re interested, I recommend you sign up for more information from Fundrise by clicking here.

9. Take advantage of app signup bonuses

cash bonusCash in on the following sign up bonuses available through BeerMoney and you will be on your way to making an extra $20.

  • Swagbucks: $10 welcome bonus! Swagbucks is a legit rewards site with lots of different ways available to earn money. You can take surveys, play games, watch fun videos, and search the internet.
  • Ibotta: $20 welcome bonus! Ibotta pays you real money on your everyday purchases. Download the free app to receive offers and earn real cash back in stores and online.
  • Rakuten (formerly Ebates): $10 welcome bonus! Rakuten is where you can get cash back for shopping at over 2,500 stores.
  • MyPoints: $10 welcome bonus! MyPoints offers a daily rewards program and is another cashback website that works similarly to Rakuten.
  • InboxDollars: $5 welcome bonus! Earn dollars for small tasks such as taking surveys, watching videos, and playing addicting games.

10. Make 20 dollars quickly with Solitaire Cube

solitaire cube

Solitaire Cube is an addicting game where you can play Solitaire on your phone and compete in cash tournaments.

Solitaire Cube includes tournaments and head-to-head competitions with real cash prizes (where available).

It’s available on the Apple Store only, sorry Android users.

It’s pretty easy to get started and the game will match you up with other players who have the same level of skills in real-time.

Cash outs are through PayPal and I had no issues withdrawing or depositing money.

How to play? Stack cards into piles to sort them by their suit. Sound easy? It is!

11. Download the Nielsen app and claim $50 this year

Do you have a laptop, tablet, or smartphone? If so, follow me on a quick trip to some easy money.

If you are looking for passive income, the Nielsen app will pay you $50 just for installing its app on your phone and sharing your internet history.

That’s right, simply install the app on your mobile device or tablet, and register in under one minute here and you can earn $50 fast.

You don’t really have to do anything other than initially registering your computer or phone.

nielsen mobile

Nielsen: This company will pay you $50 a year to keep their app on your favorite internet browsing device and they also give away $10,000 each month. So you can possibly make more than $50. Sign up through here for a registration bonus.

12. Make $20 this month with InboxDollars

inboxdollars make money

If I told you that you could get paid to watch videos on your phone, you’d probably laugh. It’s too good to be true, right?

But I’m serious. A website called InboxDollars will pay you to watch short video clips online. Simply watch the videos and answer a few quick questions after and you’re getting paid straight-up cash (they don’t mess around with points or gift cards).

While you won’t get rich overnight, it’s easy to earn quick beer money when you’re chilling on the couch. Plus, they have already paid out $59 million to its users, it’s a super legit opportunity.

Pro tip: Earn a $5 bonus just for signing up and watching your first video.

13. Make $20 fast with the food delivery boom

postmates deliver food and make money

Do you want to make $600 fast by cashing in the food delivery boom?

You probably knew that food delivery services like Postmates and DoorDash were on the rise but the demand is insane during the pandemic.

So if you wanted to cash in, I mean making $600 in the new few days, then you can just by signing up to be a driver for Postmates or DoorDash.

All you have to do is pick up food from a restaurant and deliver it to the customer… then you can get paid plus keep 100% of tips (which adds up quickly).

If you wanted to learn more, here are the highest paying food delivery companies to work for: 

SIDE GIGTYPE OF WORK

make money fast
GET STARTED
Deliver anything with Postmates
Every completed delivery puts money in your pockets. No strings attached. Work for as long, or as little, as you want.

Must have an insured car, truck, motorcycle, scoot or bike
You can get paid for time spent + distance traveled + 100% of tips
You can get started in as little as 2 days
instacart
GET STARTED
Deliver groceries
Instacart uses technology to connect local businesses with people around the city. It’s free to sign up and fast to get started. There are no fees or time commitments, so you take home 100% of what you earn every time you complete a delivery.

Work anytime and get 100% of tips
Work from anywhere
Access Instant Deposit

doordash
GET STARTED
Deliver takeout food
Drive and deliver with DoorDash and start making money today. Pick your own schedule and use any car or bike. Fast signup, great pay, easy work.

Work anytime
Work from anywhere
Access Fast Pay

14. Win $20 cash with this scratch-off app

Unlike other money making apps, with Lucktastic (Android) you won’t waste your time.

You only have to scratch cards once a day and it’ll only take about 5 minutes.

For every 30,000 tokens, you can get a $5 gift card which is an amazing deal considering the fact that you’re not really doing much.

game apps to win money
With Lucktastic, it’s so easy to use and earn tokens that can go towards gift cards or entries into other contests. 

Many Beer Money readers play Lucktastic on Android devices everyday and receive gift cards on the regular.

I would totally recommend this app to people looking to get a little extra cash doing something fun and easy. So far, most definitely, one of the best money earning apps.

Download Lucktastic here.

Best Survey Sites to Make 20 Dollars Fast

I sat down and studied all of the best survey sites to find out for myself which ones are legit (and high paying), and which ones are not. Here’s the list:

After reviewing most of the survey sites out there, we can confidently say that these are the best survey sites to help you make 20 dollars fast:

15. Make $20 with Survey Junkie

  • Earning potential: $20 per day

Number one on the list is also the highest paying survey site to sign up for. Once you’re in you can take surveys and get paid at Survey Junkie. It’s possible to make $20 fast by completing surveys on Survey Junkie.

All you need to do is instantly qualify, then view exclusive offers in exchange for your opinions and get access to paid surveys, clinical trial opportunities, and other work offers. 

Survey Junkie’s interface is super smooth and intuitive (unlike the majority of survey company websites that look like they were built in 1997), and members are paid in cash via Paypal.

Oh, and Survey Junkie also has over 11,000 positive ratings on TrustPilot — the highest of any online survey company.

This is one is the more reputable survey companies out there and I use it often.

EARN CASH NOW

16. Make $20 fast with Swagbucks

  • Earning potential: $100 per month

Swagbucks is a great survey site to make $100 per month and most of the tasks are incredibly simple to complete.

Swagbucks works like Survey Junkie except you can earn money in so many ways like taking surveys, shopping online, playing games, searching the web or watching videos.

Each little task earns Swagbucks, which you can cash in for some extra beer money.

Need more info? Check out this Swagbucks review. Swagbucks has a very high rating on TrustPilot, as well.

swagbucks beermoney

With so many ways you can earn money as a member (including a $10 bonus just for signing up) it’s a no-brainer to join to help you make $20 fast.

Other ways you can make money with Swagbucks outside of surveys:

GET$10 BONUS

17. Make 20 fast at InboxDollars

  • Earning potential: $20 every few days

With one of the fastest signup processes, here you can earn cash and avoid point based systems.

Just like Swagbucks, InboxDollars pays members to read emails, take surveys online, play games, and search the web.

Overall, InboxDollars is super easy to navigate. Many claim this to be one of the best beer money apps they use for their phone farm. They have over 8,000+ positive reviews on TrustPilot too.

inboxdollars trustpilot

One of my favorite things about using InboxDollars is how they break down the offers into categories and I can see how much I’ve earned on the to of my window always.

If you don’t want to start taking surveys now, you can get started with a $5 welcome bonus.

GET $5 BONUS

Recap: Best Paid Survey Sites to Make $20 Fast

survey junkie make moneyTry for Free inboxdollarsfundrise beermoneyGet $5 Bonus swagbucks beermoneyswagbucks beermoneyGet $10 Bonus

Making $20 Fast is Easy

It kind of is. All you really have to do is use your time to help you earn extra money whenever you are free.

While you should keep your expectations realistic, you can maximize your earnings by using multiple sites to receive the best opportunities. While you should always research the companies you use before using them, all of the sites I listed here are legitimate.

While there may be better ways to make money with your phone (even during a pandemic), most will require some sort of skills or training to earn more than $600 fast.

For you: What are some ways you’ve found to make 20 dollars fast online or offline? Let me know in the comments below!

Want free money?

  • Robinhood is a free investing app for your phone. I really mean free all around – free to join and they don’t charge any fees to buy or sell the stock. You can get a share of stock like Apple, Ford, or Sprint for free when you join through this link. The value of the free share may be anywhere between $2.50 and $500 and fluctuates based on market movements. You’ve got nothing to lose.

Want Free Ideas to Make Extra Money?

 We've got you. Just let us know where to send' em:

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BeerMoney Staff
BeerMoney is a community that helps you discover the best ways to make beer money each month to pad your bank account.

Want to Make Extra Cash This Month For Free?

CompanyWhat You NeedEarning Potential
fundrise beermoneyfundrise beermoney$500 to Invest in Real Estate8.7 – 12.4% Annual Returns

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swagbucks beermoneyswagbucks beermoneySmartphone$100+ Per Month

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inboxdollars SmartphoneUp to $50 Per Survey

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nielsennielsen panelSmartphone$50 This Year Just for Downloading Its Free App

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