How I Make $20 Fast a Day In My Spare Time

There are plenty of apps that can make help you get $20 quickly. Here's how to make 20 dollars fast during.

Today I’m going to show you some new strategies to make $20 fast a day simply by clicking a few buttons on your cell phone.

Seriously. Are you looking to make money today?

Life happens.

Sometimes you need to figure out how to make $20 instantly to pay a bill or you’re trying to save up for something you want. You don’t want to fall behind on bills and are wondering how to make money today. Sure, another 20 dollars earned today wouldn’t hurt.

We’ve all been there, but what do you usually do when that happens?

This is an exhaustive list of things that anyone can do, today, in order to make money (make $20 fast) through the best ways to make money I've found.

If you're strapped for time, I'll go ahead and share the best ways to make $20 fast:

Legit Ways to Make $20 Fast

1. Get $20 fast by cutting back on your expenses

bill negotiation services

You can literally earn $20 a day by cutting back on your bills by using websites like Rocket Money. Before you go crazy and try different ways to make money online, why don't you try and stop overpaying each month?

Most people tend to overpay on car insurance, cell phone plans, cable bills, credit card interest, and even their electric bills.

While everyone has a different standard of living, it doesn't hurt to have free bill negotiation services check to see if you can save money.

There are a plethora of new bill negotiation companies that exist to save you money.

Rocket Money

Rocket Money helps 3.4+ million members save hundreds. Get the app and start saving today. Save more, spend less, and take back control of your financial life with Rocket Money. It is a free-to-use app, but they do offer several OPTIONAL services that do cost money.

Get Started

2. Make $20 fast with surveys for quick cash via PayPal

Taking online surveys to make that extra 20 dollars is a no-brainer!

You definitely won’t get rich or make thousands of dollars per day with surveys alone, but you won’t waste much time, and you can make some money the easy way. Here is my favorite (and highest paying) survey site:

Survey Junkie: This is a free survey app for your phone that pays you to take online surveys, participate in focus groups, and try new products. And, I really mean free all around – free to join and they don’t charge anything to be a member (they will actually pay you in cash via PayPal). You can get a free registration bonus for free when you join through this link.

Survey Junkie pays between $.50 and $9 per survey, and many of them take less than 5 minutes to complete. It is one of the highest paying survey sites that actually works. Sign up through here.
There’s absolutely no cost to join. Tip: Never register for a survey site that asks you for cashSometimes you’ll be a few questions in only to find out that you aren’t eligible for a survey, but you still get points
Points can be exchanged for both cash to PayPal and for gift cards Minimum balance of $10 USD needed for Payout
Your information will go toward helping companies improve their products and servicesOnly users from the United States, Canada, and Australia can participate with future plans to expand
Answers that you provide are kept completely anonymous
The potential for high earnings (depends on your demographics)
Registration bonus if you go through this link.
If you’re not eligible for a survey, you’re still given points
Survey Junkie
  • Share your opinion to help brands deliver better products and services
  • Fast payouts, legit, and our favorite survey site
  • Has paid out more than $25 million to its members
Make Money Our Review

3. Make 20 dollars with a top rewards site

how to make money fast

Swagbucks is another great survey site to make $20 fast in your free time. As a new member, you can earn up to $35 per survey! They are known for giving out fun, top-paying surveys. And you can also get paid to play games and watch TV!

It’s similar to Survey Junkie, but there are also a few other ways you can earn money as a member (including a $10 bonus just for signing up).

Other ways you can make money with Swagbucks outside of surveys:

Here's the good and the bad about Swagbucks:

An incredibly wide range of activities to partake inSometimes there’s no sign-up bonus
Most of the tasks are incredibly simple to completeMay take up to a few days to receive your reward
Sign up bonus of $10.00 through this link.
100% free – never join a rewards site that asks for your payment information
Great referral program – earn 10% of friends’ earnings

Swagbucks is conveniently offering a $10 bonus just for signing up through this link, so act fast.

$10 welcome bonus
  • This is one of the oldest, most well-known GPT (get-paid-to) sites
  • Make money taking surveys, watching videos, playing games, and more
  • Earn up to $600 per month
  • $10 bonus for new users
Start Earning Our Review

4. Get $20 now with ZippyLoan

If you actually need money now, then you can opt for a personal loan. When you need money in a hurry ZippyLoan is where to go.

You apply for a loan through the Zippy Loan site, if approved they send your loan application to one of many loan providers.

You review the loan details and e-sign if you like what you see. No risk in checking what offers you'll get. You can borrow between $100 and $15,000 as soon as tomorrow.

Loans service up to 60 months.

ZippyLoan connects borrowers to lenders through their network of lenders. They'll find you the lowest interest rate and is one of the best no credit check loan. You can visit ZippyLoan here.

5. Make $20 fast with Robinhood

robinhood free share

Are you ready to say goodbye to fees for when you buy and sell stocks and hello to commission-free trades?

That’s right, Robinhood lets you do everything for free and takes no fees — ever.

Robinhood is a free investing app for your phone. I really mean free all around – free to join and they don’t charge any fees to buy or sell the stock. You can get a share of stock like Apple, Ford, or Sprint for free when you join through this link.

They are also offering a free stock promotion and you don’t even have to deposit any money to receive the stock.

Just sign up and wait a few days for it to show up in your app. You can also cash out immediately and transfer the funds to your bank account — if you wanted to.

If you wanted to learn you can sign up for information from Robinhood through here.

6. Make money playing games

Looking for a fun and effortless way to earn some extra cash? Look no further than mobile games! Although it may not make you a millionaire overnight, playing games on your phone is an enjoyable and accessible way to earn some extra spending money.

Check out these two games that offer real cash prizes:

Solitaire Cash – A modern twist on the classic game of Solitaire. Compete against the clock or other players to win match prizes for free. Learn more about Solitaire Cash here.

Bingo Cash – Compete in fast-paced Bingo tournaments for a chance to win real cash prizes. Play for free using tickets or participate in cash games to win real money. Learn more about Bingo Cash here.

With these games, you can have fun while earning extra cash at the same time. Give them a try and see how much you can win!

7. Make $20 fast playing trivia

swagbucks live

Do you want to make $20 fast today just by playing a trivia game on your phone?

What is the most popular drink in the world that does not contain alcohol? What the official national anthem of the United States of America? What is the Capital of Australia?

If you answered coffee, the star-spangled banner, and Canberra, then you may want to look into the new trivia app that pays you huge cash prizes for your smarts.

Today’s prize is worth over $1,000! I’ll be playing, will you?

Click here to download the free trivia app and start winning cash daily!

8. Make $20 easily investing in real estate


Fundrise is a real, much better, and desirable alternative to stock market investment. With Fundrise, you deal in the private real estate market that allows you to invest just like the super successful institutions.

You don't have to be a millionaire to invest in these types of properties. You can now invest in large-scale real estate for as little as $500 with Fundrise.

fundrise reviewThrough their real estate investment products, investors earned an average of 8.7 – 12.4 percent on their money last year, and all without painting a wall or dealing with unruly tenants.

There is a reason why they currently have over 200,000+ users, this app really pays you!

If you’re interested, I recommend you sign up for more information from Fundrise by clicking here.


Fundrise is a very easy-to-use app that allows individuals to access crowd-funded real estate investing. This option is best for users who want to make money consistently and let their money make them money.

Start Investing Now
We earn a commission for this endorsement of Fundrise.

9. Take advantage of app signup bonuses

cash bonusCash in on the following sign up bonuses available through BeerMoney and you will be on your way to making an extra $20.

  • Swagbucks: $10 welcome bonus! Swagbucks is a legit rewards site with lots of different ways available to earn money. You can take surveys, play games, watch fun videos, and search the internet.
  • Rakuten (formerly Ebates): $10 welcome bonus! Rakuten is where you can get cash back for shopping at over 2,500 stores.
  • MyPoints: $10 welcome bonus! MyPoints offers a daily rewards program and is another cashback website that works similarly to Rakuten.
  • InboxDollars: $5 welcome bonus! Earn dollars for small tasks such as taking surveys, watching videos, and playing addicting games.
$5 welcome bonus
  • InboxDollars is a legitimate way to make extra money online
  • Been around for 20 years
  • Paid its members more than $59 million since 2000
  • Free $5 welcome bonus
Start Earning

10. Make 20 dollars quickly with Solitaire Cube

solitaire cube

Solitaire Cube is an addicting game where you can play Solitaire on your phone and compete in cash tournaments.

Solitaire Cube includes tournaments and head-to-head competitions with real cash prizes (where available).

It’s pretty easy to get started and the game will match you up with other players who have the same level of skills in real-time.

Cash outs are through PayPal and I had no issues withdrawing or depositing money.

How to play? Stack cards into piles to sort them by their suit. Sound easy? It is!

Solitaire Cube
  • Play the classic card game you already know and love
  • Matches you with players of your skill level
  • Go head-to-head in tournaments where you can win real money
  • Games are quick — just two to five minutes each, and you can play them anywhere
Start Playing

11. Download the Nielsen app and claim $50 this year

Do you have a laptop, tablet, or smartphone? If so, follow me on a quick trip to some easy money.

If you are looking for passive income, the Nielsen app will pay you $50 just for installing its app on your phone and sharing your internet history.

That's right, simply install the app on your mobile device or tablet, and register in under one minute here and you can earn $50 fast.

You don’t really have to do anything other than initially registering your computer or phone.

nielsen mobile

Nielsen: This company will pay you $50 a year to keep their app on your favorite internet browsing device and they also give away $10,000 each month. So you can possibly make more than $50. Sign up through here for a registration bonus.
  • This company will pay you $60 a year to keep their app on your favorite internet browsing device
  • They also give away $10,000 each month
  • Legit passive income opportunity
Get Paid Passive Income

12. Make $20 this month with InboxDollars

inboxdollars make money

If I told you that you could get paid to watch videos on your phone, you’d probably laugh. It’s too good to be true, right?

But I'm serious. A website called InboxDollars will pay you to watch short video clips online. Simply watch the videos and answer a few quick questions after and you're getting paid straight-up cash (they don't mess around with points or gift cards).

While you won't get rich overnight, it's easy to earn quick beer money when you're chilling on the couch. Plus, they have already paid out $59 million to its users, it's a super legit opportunity.

Pro tip: Earn a $5 bonus just for signing up and watching your first video.

$5 welcome bonus
  • InboxDollars is a legitimate way to make extra money online
  • Been around for 20 years
  • Paid its members more than $59 million since 2000
  • Free $5 welcome bonus
Start Earning

13. Make $20 fast with the food delivery boom

postmates deliver food and make money

Do you want to make $600 fast by cashing in the food delivery boom?

You probably knew that food delivery services like Instacart and DoorDash were on the rise but the demand is insane during the pandemic.

So if you wanted to cash in, I mean making $600 in the new few days, then you can just by signing up to be a driver for Postmates or DoorDash.

All you have to do is pick up food from a restaurant and deliver it to the customer… then you can get paid plus keep 100% of tips (which adds up quickly). Check out our full DoorDash review to learn if it's worth it for you.

If you wanted to learn more, here are the highest paying food delivery companies to work for:

Deliver groceries
Instacart uses technology to connect local businesses with people around the city. It’s free to sign up and fast to get started. There are no fees or time commitments, so you take home 100% of what you earn every time you complete a delivery.

Work anytime and get 100% of tips
Work from anywhere
Access Instant Deposit

Deliver takeout food
Drive and deliver with DoorDash and start making money today. Pick your own schedule and use any car or bike. Fast signup, great pay, easy work.

Work anytime
Work from anywhere
Access Fast Pay

14. Play and win $20 today

Cashyy (Android only) is a completely free app that will help you earn free PayPal money into your account. Similar to Mistplay, you can discover free games, accomplish missions and win coins to exchange with gift cards.

All you have to do is play, complete missions and you will receive free money. The more you play the more money you earn.

You can always download Cashyy for free and this app doesn’t have any advertising, no deposit, no in-app purchases which is nice. In order to get started earning, you can choose a mission and play your favorite game from the list of games.

If you are searching for cash games on Google Play to make extra money while having fun? With Cashyy you can play new mobile games and win gift cards.

15. Earn a free $20 on your next trip to grocery store


When you sign up and redeem your first cash-back offer, it’ll slide $20 into your account. Once you hit $25, you can cash out.

There is one simple way to use Ibotta and snag your free $20.

This is one of the easiest side hustles or deals there is.

The app you should know about is Ibotta. This cell phone app is available for iOS or Android phones, helps you make money off your grocery receipts. Yup, for real! You use it after you go grocery shopping and use your receipt.

It’s basically a rebate app, so you can earn anywhere from 50 cents to $5 off everything you buy. It’s not brand specific either, you can scan any brand of cheese for 50 cents off, for example.

If you do regularly coupon, you can still use the app and get a rebate. You can essentially get grocery items for free if you’re really into couponing. It’s free and all you have to do is scan your receipt and you’ll get free money back.

Best part, sign up here and you will receive a $20 cash bonus.


Get real cash back on your everyday purchases with Ibotta. Download the free app or browser extension for cash back on in-store and online purchases.

Earn Cash Back

Best Survey Sites to Make 20 Dollars Fast

I sat down and studied all of the best survey sites to find out for myself which ones are legit (and high paying), and which ones are not. Here's the list:

After reviewing most of the survey sites out there, we can confidently say that these are the best survey sites to help you make 20 dollars fast:

16. Make $20 with Survey Junkie

  • Earning potential: $20 per day

Number one on the list is also the highest paying survey site to sign up for. Once you're in you can take surveys and get paid at Survey Junkie. It's possible to make $20 fast by completing surveys on Survey Junkie.

All you need to do is instantly qualify, then view exclusive offers in exchange for your opinions and get access to paid surveys, clinical trial opportunities, and other work offers.

Survey Junkie’s interface is super smooth and intuitive (unlike the majority of survey company websites that look like they were built in 1997), and members are paid in cash via Paypal.

Oh, and Survey Junkie also has over 11,000 positive ratings on TrustPilot — the highest of any online survey company.

This is one is the more reputable survey companies out there and I use it often.


17. Make $20 fast with Swagbucks

  • Earning potential: $100 per month

Swagbucks is a great survey site to make $100 per month and most of the tasks are incredibly simple to complete.

Swagbucks works like Survey Junkie except you can earn money in so many ways like taking surveys, shopping online, playing games, searching the web or watching videos.

Each little task earns Swagbucks, which you can cash in for some extra beer money.

Need more info? Check out this Swagbucks review. Swagbucks has a very high rating on TrustPilot, as well.

swagbucks beermoney

With so many ways you can earn money as a member (including a $10 bonus just for signing up) it's a no-brainer to join to help you make $20 fast.

Other ways you can make money with Swagbucks outside of surveys:


18. Make 20 fast at InboxDollars

  • Earning potential: $20 every few days

With one of the fastest signup processes, here you can earn cash and avoid point based systems.

Just like Swagbucks, InboxDollars pays members to read emails, take surveys online, play games, and search the web.

Overall, InboxDollars is super easy to navigate. Many claim this to be one of the best beer money apps they use for their phone farm. They have over 8,000+ positive reviews on TrustPilot too.

inboxdollars trustpilot

One of my favorite things about using InboxDollars is how they break down the offers into categories and I can see how much I've earned on the to of my window always.

If you don't want to start taking surveys now, you can get started with a $5 welcome bonus.


Recap: Best Paid Survey Sites to Make $20 Fast

survey junkie make moneyTry for Free inboxdollarsfundrise beermoneyGet $5 Bonus swagbucks beermoneyswagbucks beermoneyGet $10 Bonus

Making $20 Fast is Easy

It kind of is. All you really have to do is use your time to help you earn extra money whenever you are free.

While you should keep your expectations realistic, you can maximize your earnings by using multiple sites to receive the best opportunities. While you should always research the companies you use before using them, all of the sites I listed here are legitimate.

While there may be better ways to make money with your phone (even during a pandemic), most will require some sort of skills or training to earn more than $20 fast.

For you: What are some ways you've found to make 20 dollars fast online or offline? Let me know in the comments below!

FAQs on How to Make 20 Dollars Fast

How to make $20 online?

Here are a few ideas for ways you can make $20 online:

  1. Sell items you no longer need or use on a platform like eBay, Facebook Marketplace, or Poshmark. Look around your home for items you no longer want or need, and list them for sale online.
  2. Offer a service like dog walking, lawn care, or house cleaning through a platform like TaskRabbit or Thumbtack.
  3. Do small tasks or odd jobs for people through a platform like Fiverr or Upwork. These tasks could include things like data entry, social media management, or graphic design.
  4. Participate in online surveys or sign up for a service like Swagbucks, which rewards users for completing tasks like watching videos, playing games, and shopping online.
  5. Offer tutoring or teaching services online through a platform like TutorMe or VIPKid.
  6. Sell your handmade crafts or creations on a platform like Etsy.
  7. Rent out a room on Airbnb or become a driver for a service like Uber or Lyft.

How to make 20 dollars fast as a kid?

Here are a few ideas for ways kids can make $20 quickly:

  1. Do small tasks or odd jobs for neighbors or people in your community. This could include things like raking leaves, shoveling snow, or washing cars.
  2. Sell items you no longer need or use. Look around your home for items you no longer want or need, and see if you can sell them to friends, family, or through a platform like eBay or Facebook Marketplace.
  3. Offer to walk dogs or pet sit for people in your neighborhood.
  4. Do yard work for people in your community, like mowing lawns or pulling weeds.
  5. Offer to babysit for families in your neighborhood.
  6. Sell handmade crafts or creations, like bracelets or baked goods, to friends, family, or through a platform like Etsy.
  7. Participate in paid online surveys through a platform like Swagbucks.
  8. Collect cans or bottles and recycle them for money.

Remember to always ask a parent or guardian for permission before starting any kind of business, and be sure to follow any laws or regulations that apply to children in your area.

How to make $10 free on PayPal?

There are a few ways you can try to make $20 on PayPal for free:

  1. Take online surveys: Some websites and apps offer paid surveys that you can complete to earn money. While the amount you can earn per survey may be small, it can add up over time.
  2. Join a reward program: Some companies offer reward programs where you can earn points for completing tasks, such as shopping at certain stores or watching ads. These points can be redeemed for cash or other rewards, including PayPal credit.
  3. Sell items online: You can try selling items you no longer need or use on websites like eBay or Facebook Marketplace. This can be a good way to declutter your home and earn some extra cash at the same time.
  4. Participate in online focus groups: Some market research firms offer paid focus groups where you can share your opinions on various topics and earn money in return.
  5. Complete small tasks on websites and apps: There are websites and apps that offer small tasks, such as data entry or transcribing audio files, that you can complete to earn money.

Keep in mind that these options may not be available in all countries and may require some effort on your part. It’s also important to be cautious when interacting with unfamiliar websites and to carefully read the terms and conditions before completing any tasks or surveys.

How to make $20 a day?

Here are a few ideas for how you can make $20 a day:

  1. Sell items online: You can try selling items you no longer need or use on websites like eBay or Facebook Marketplace. This can be a good way to declutter your home and earn some extra cash at the same time.
  2. Do small jobs for people in your community: You can offer to do small jobs for people in your community, such as mowing lawns, shoveling snow, or doing minor home repairs.
  3. Rent out a room on Airbnb: If you have an extra room in your home, you can list it on Airbnb and earn money by renting it out to travelers.
  4. Deliver groceries or takeout: You can sign up to work as a delivery driver for companies like Instacart or Grubhub and earn money by delivering groceries or takeout to customers.
  5. Sell handmade or unique items: If you have a talent for crafting or creating unique items, you can try selling them on websites like Etsy or at local craft fairs.
  6. Offer pet-sitting or dog-walking services: If you love pets, you can offer pet-sitting or dog-walking services to people in your community.

Remember that these ideas may not be suitable for everyone and may require some effort on your part. It’s also important to be mindful of any laws or regulations that may apply to your business endeavors.

Brian Meiggs
Brian Meiggs
Brian is the founder of and has tried every side hustle under the sun. He teaches people just like you how to make money with BeerMoney sites online and has been featured in Yahoo! Finance, NASDAQ, Discover and more. He normally shares the latest money-making apps, videos, and topics for those who want to make money online.

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