$20 Sign Up Bonus Instant Withdraw No Deposit

Who wouldn’t want an extra $20? With these apps, you can earn a welcome bonus worthy of the time it takes to open a new account.

Looking for the best sign up bonus apps? An extra $20 could help many people accomplish a financial goal, whether it's adding to savings, contributing to a large purchase, or even splurging.

There are many ways you can make $20 instantly here or there to help your bottom line, including signing up with various apps and services. Finding those reward opportunities, however, can be a bit tricky if you don't know where to look.

I've tested every app on this list myself. Some paid out quickly, others took more effort than expected. Below, I'm giving you the real deal — what actually works, what each bonus requires, and whether it's worth your time.

Are you ready to see how you can get a $20 sign up bonus? Let's get started!

Ways to Get a $20 Sign-Up Bonus

Below are some of the best money-making apps you can download to earn a sign-up bonus. While each of these apps will pay you real money, not all of them amount to $20 instantly. Still, if you're looking to get free money, signing up and earning cash is the way to go.

The best apps to make money right now

All tested. All pay out.
Top Pick
1

Bigcash

★★★★½ 4.6
$15 Bonus

Bigcash pays you to play games and try new apps, and right now they have over 3,000 live offers to choose from. New users get a $15 welcome bonus just for signing up, which is one of the better sign-up bonuses out there for a rewards app. If you like discovering new apps and getting paid for it, Bigcash is worth a look.

What You Need
Create account
Payout
Varies by offer
Best For
Gamers & app testers
Get $15 Bonus →
My Honest Take

The $15 welcome bonus is solid, and with 3,000+ live offers there's always something new to try. Great option if you enjoy testing apps and games in your spare time.

2

Fundrise

★★★★☆ 4.3
$10 Bonus

Fundrise is a great way to dip your toes into real estate investing without needing tons of cash upfront. For as little as $10, you can start building a real estate portfolio, and new users get a $10 bonus to kick things off. Whether you're new to investing or looking to diversify, Fundrise offers an easy and flexible way to grow your money.

What You Need
$10 minimum
Payout
Instant bonus credit
Best For
Beginner investors
Get $10 Bonus →
My Honest Take

I've been investing with Fundrise for years now. The bonus is legit and hits your account fast. Returns vary, but it's a solid set-and-forget investment option.

3

Freecash

★★★★★ 4.8
Up to $250

Freecash is a quick and flexible way to earn extra money by completing tasks, surveys, and offers. New users can get a random sign-up bonus anywhere from $0.05 to $250. I personally got $5 after registering and confirming my email address. It's totally luck of the draw.

What You Need
Email confirmation
Payout
$5 minimum cashout
Best For
Survey/task earners
Try Your Luck →
My Honest Take

The random bonus is fun but manage your expectations, most people get the lower amounts. That said, the earning potential beyond the bonus is solid if you're consistent.

4

Nielsen

★★★★☆ 4.1
$60/Year

Nielsen offers an app and desktop service that pays you just for browsing the internet. Once installed, the company collects info about your browsing habits in the background. You don't have to do anything else, it runs automatically and you earn throughout the year.

What You Need
Install & keep running
Payout
$60 over 12 months
Best For
100% passive earners
Start Earning Passively →
My Honest Take

This is the definition of “set it and forget it.” I've had Nielsen running for years. The tradeoff is they track your browsing, decide if that's worth $60/year to you.

5

Current

★★★★½ 4.7
$75 Bonus

Current is a free mobile banking app that gives you access to up to $750 before payday when you set up direct deposit. No credit check, no fees. Use code PAYROLL75 and deposit $200+ within 45 days to get a $75 sign-up bonus, paid within 10 days of your deposit.

What You Need
$200 deposit + code PAYROLL75
Payout
Within 10 days
Best For
Anyone with a job
Get $75 Bonus →
My Honest Take

This is the biggest guaranteed bonus on the list. The catch is you need to set up direct deposit, but if you're switching banks anyway, this is a no-brainer.

6

Branded

★★★★☆ 4.5
$1 Bonus

Branded has been featured on CBS and pays you up to $100 per offer for testing games and apps. The sign-up bonus is smaller at $1, but the real earning potential comes from completing app testing offers consistently.

What You Need
Create account
Payout
Up to $100 per offer
Best For
App testers
Try Branded →
My Honest Take

The $1 signup is nothing special, but the app testing offers can add up fast if you're willing to put in the time. Good for serious side hustlers.

FAQs

How can I get $20 for free just for signing up?

There are many ways you can get a $20 sign up bonus for free just for signing up. Bigcash offers a $15 sign up bonus for signing up as long as you meet the corresponding requirements.

Which apps give you money for signing up?

The majority of the apps listed above give you money for signing up. As long as you meet the requirements, you can earn rewards for being a new member.

How can I earn a sign-up bonus?

There are many ways to earn a sign-up bonus, though each typically requires opening a new account. Some apps reward you just for becoming a member, while others require you to act within a certain time frame, complete tasks, or even refer friends and family.

Take Advantage of Sign-Up Bonuses

Entering your personal information on a lot of different websites can be tedious. However, it's better when these sites reward you for your efforts. I hope this list of the best ways to earn a sign up bonus has helped you see how you can use these apps to your advantage and earn some extra cash. It's important to download and sign up for apps you think you'll use in your daily life, but giving a few a try isn't a bad idea either. With all these new accounts, you may find you've been missing out.

Before you go, I keep a free spreadsheet of legit ways to earn extra income that I personally use and update regularly. Grab it here if you're interested.

Brian Meiggs
Brian Meiggs
Brian is the founder of BeerMoney.co and has tried every side hustle under the sun. He teaches people just like you how to make money with BeerMoney sites online and has been featured in Yahoo! Finance, NASDAQ, Discover and more. He normally shares the latest money-making apps, videos, and topics for those who want to make money online.

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