Let’s skip the fluff. You’re here because you want to make real money from your phone, not waste time on surveys that pay pennies or apps that never cash out.
I’ve tested every app on this list myself, cashed out from all of them, and I don’t have time to hype trash.
These are the money-making apps that actually pay, whether it’s through investing, games, tasks, passive income, or fast side gigs.
If it’s listed here, it passed the sniff test. If it’s not, it didn’t make the cut. Simple.
BeerMoney's Best Money Making Apps
1. Freecash
Freecash is easily one of the top paying apps out right now. But the proof is in the payouts.
Real users report making $50 to $150 within days just by completing offers, playing games, and taking surveys.
For example, I even cashed out $80 in under two weeks without spending a dime. It's the real deal.
The platform has paid out over $50M to users.
It is fast, legit, and if you are stacking beermoney apps, this one needs to be on your list.
- The app has paid out over $50 million to more than 30 million users
- Multiple cash-out options, including PayPal and crypto
- Highly rated on TrustPilot and Google Play
2. Fundrise
Okay, Fundrise is literally one of the best money-making apps out there if you're trying to grow your money without doing much.
It lets you invest in real estate with just $10, and you don’t have to be rich or an expert to get started.
You’re basically buying into a portfolio of properties that can pay you back over time through quarterly dividends and long-term appreciation.
It's passive income in the truest sense, and I honestly think it’s one of the easiest ways to start building wealth while you sleep.
- Earn passive income with real estate investing starting at just $10
- Easy-to-use app for seamless access to crowd-funded real estate deals
- Perfect for those who want their money to work for them
3. Nielsen
Nielsen is as passive as it gets. Just install the app, let it quietly run in the background, and you can earn up to $60 a year without lifting a finger.
It tracks your internet usage anonymously to help improve market research, and in return, they pay you. No tasks, no surveys, no effort. Set it and forget it.
It won’t make you rich, but it’s literally free money for doing nothing. If you’re stacking apps to build multiple streams of side cash, Nielsen is an easy win to add to your lineup.
Sign up through here for a registration bonus.
- Sign up your computers, smartphones and tablets to earn up to $60 in reward points for gift cards
- Exclusive invitations for survey and research opportunities
- Legit passive income opportunity
4. Arrived
Arrived lets you invest in real estate without needing to buy a whole property.
You can start with as little as $100 and own shares in rental homes across the country.
As tenants pay rent, you earn passive income every month without lifting a finger.
Arrived handles everything from finding the property to managing tenants and maintenance.
It is backed by big-name investors, including Jeff Bezos, which adds serious credibility.
If you want to build long term wealth with zero hassle, Arrived makes it possible.
- You can start with as little as $100
- Own shares in rental homes across the country
- Earn passive income from rent and property appreciation
- Backed by legit investors, even Jeff Bezos has money in it
5. Acorns
Acorns is perfect if you want to start investing but don’t want to overthink it.
Acorns has been around since 2014 and is one of the most trusted micro-investing apps out there.
Over 14M people have used it to invest more than 25 billion dollars.
It works by rounding up your everyday purchases and investing the spare change automatically.
If you are under twenty four or a student, Acorns is completely free to use.
It is a simple and hands off way to start building real wealth without needing to know anything about the stock market.
If you want your money to grow while you live your life, Acorns is a smart app to have on your side.
- Automatically invests your spare change from daily purchases
- $20 bonus when you sign up and invest just $5
- Costs $3/month (free if you're a student or under 24)
6. Survey Junkie
Taking online surveys with Survey Junkie to make extra money is a no-brainer.
You definitely won’t get rich or make hundreds of dollars per day with surveys alone, but you won’t waste much time, and you can make some money the easy way.
Survey Junkie is a free survey app for your phone that pays you to take online surveys, participate in focus groups, and try new products.
And, I really mean free all around, free to join and they don’t charge anything to be a member (they will actually pay you in cash via PayPal).
Join for free through this link and get your free registration bonus.
- Share your opinion to help brands deliver better products and services
- Fast payouts, legit, and our favorite survey site
- Has paid out more than $25 million to its members
7. Swagbucks
Swagbucks is one of the most well-known reward apps for a reason and has been around since 2008 and is a staple in the beermoney world.
It has paid out over $600M dollars to users for doing simple things like surveys, watching videos, and shopping online.
Every seasoned beermoney user knows about Swagbucks because it is reliable, consistent, and actually pays.
If you are not using it yet, you are leaving easy money on the table.
Sign up, start earning, and see why it is one of the most trusted apps in the game.
- Paid out over $627 million to users since 2008
- Earn with surveys, cash back, testing apps, watching videos, and playing games
- $10 bonus when you spend at least $25 in the Swagbucks shop
8. InboxDollars
InboxDollars has been around for years and continues to prove it pays.
You can earn real cash by answering surveys, watching short videos, playing games, and reading emails.
It is one of the more established apps, with millions of users and a track record of paying out consistently.
New members even get a five dollar bonus just for signing up.
The layout is simple and easy to use, and the tasks actually feel worth doing.
If you want an app that has stood the test of time and still delivers, InboxDollars is it.
- Get paid up to $225 a month while watching viral videos
- Been around for 20 years
- Paid its members more than $59 million since 2000
My Favorite Pick?
Want quick money? Arrived lets you easily invest in rental homes. Testing this offer, I was able to buy shares of properties, earn rental income and appreciation — and Arrived took care of everything.
With Arrived, you can get started with as little as $100.
It’s an especially useful tool to use if you want to diversify your portfolio and have someone else handle all the work that comes with being a landlord. All you really need to do is sign up, and collect your rental income each quarter.
If you’re interested, I recommend you sign up for more information from Arrived by clicking here.
- You can start with as little as $100
- Own shares in rental homes across the country
- Earn passive income from rent and property appreciation
- Backed by legit investors, even Jeff Bezos has money in it
These Apps Are The Real Deal
A ton of people are searching online for money making apps. But at the end of the day, these apps aren’t gimmicks, they’re real tools that pay. Whether you’re stacking passive income, cashing out from games, or grinding through tasks, there’s serious money to be made if you stay consistent. I’ve personally used all of them, so if you’re not signed up yet, you’re sleeping on free cash. Try a few, find what works best for you, and start building your own beermoney stack today.
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Good
Great article! The tip about putting money in low-cost funds is spot on. I’ve been following this strategy, and it’s really paid off. I also wrote a guide on how to get started with index funds, which might help your audience. Keep it up!