$20 Sign Up Bonus Instant Withdraw No Deposit

Who wouldn’t want an extra $20? With these apps, you can earn a welcome bonus worthy of the time it takes to open a new account.

Looking for the best sign up bonus apps? An extra $20 could help many people accomplish a financial goal, whether it's adding to savings, contributing to a large purchase, or even splurging.

There are many ways you can make $20 instantly here or there to help your bottom line, including signing up with various apps and services. Finding those reward opportunities, however, can be a bit tricky if you don't know where to look.

I've tested every app on this list myself. Some paid out quickly, others took more effort than expected. Below, I'm giving you the real deal — what actually works, what each bonus requires, and whether it's worth your time.

Are you ready to see how you can get a $20 sign up bonus? Let's get started!

Ways to Get a $20 Sign-Up Bonus

Below are some of the best money-making apps you can download to earn a sign-up bonus. While each of these apps will pay you real money, not all of them amount to $20 instantly. Still, if you're looking to get free money, signing up and earning cash is the way to go. Want a smaller one first? See the $10 sign up bonuses, or step up to the $25 sign up bonuses.

1. Bigcash

$15 Sign-Up Bonus

Bigcash gets you $15 of the $20 from one sign up. The bonus is paid after your first cashout, and the cashout minimum is only $1. To cover the last $5, finish one or two standard offers, which pay $3 to $15 each. There are more than 3,000 offers to pick from, mostly games and apps to test.

$15 sign-up bonus$1 cashout minimum3,000+ offers
Claim $15 Bonus →
My experience: One of my offers did not track, so I emailed support once and the $15 was credited 11 hours later. I have cashed out more than $200 here in total.

2. Fundrise

$10 Bonus

Fundrise pays a $10 bonus to new users, which is half of $20. You need to invest at least $10 to open the account, so this one is not free to start. The money goes into real estate projects, and the bonus shows up as account credit. Pair it with Testerup or Freecash, at $10 each, to reach $20.

$10 new user bonus$10 minimum to investBonus paid as account credit
Get $10 Bonus →
My experience: I have had money in Fundrise for years, and the bonus was credited quickly. I also get dividends every quarter, so I treat it as a long term account and not quick cash.

3. Freecash

$10 Sign-Up Bonus

Freecash adds $10 once you register and confirm your email address. That is half of $20, and adding the Bigcash $15 brings two sign ups to $25. After the bonus you can earn more from surveys, games, and app offers. PayPal cashouts start at $5, and you can also pick crypto or gift cards.

$10 sign-up bonusConfirm email to qualify$5 PayPal minimum
Claim $10 Bonus →
My experience: My first cashout was $5 to PayPal, and it arrived in under an hour. Sort the offers by payout so you do not spend time on the ones that pay pennies.

4. Nielsen

$60/Year Passive

Nielsen is not a sign up bonus, but it pays $60 a year, which is three times the $20 goal. You install it on your phone or computer and it runs in the background while you browse. There are no surveys or tasks after setup. The trade is that it collects information about your browsing habits.

$60 per yearRuns in the backgroundPhone and computer
Start Earning $60 a Year →
My experience: I have kept Nielsen installed for years and I never have to open it. It is slow money, so use it next to a sign up bonus and not in place of one.

5. Current

$75 Bonus

Current pays $75, which is almost four times $20, but it takes more than a sign up. Enter code WELCOME75 and receive $1,500 or more in direct deposits within 45 days. The bonus is paid within 10 days of the qualifying deposit. It is a free mobile banking app with no credit check. You can also get access to up to $750 before payday once direct deposit is set up.

$75 with code WELCOME75$1,500 in direct depositsPaid within 10 days
Get $75 Bonus →
Tip: Enter WELCOME75 when you sign up, because the bonus depends on the code. Only pick this one if you can move your paycheck, since the $1,500 has to arrive as direct deposit within 45 days.

6. Branded

$1 Sign-Up Bonus

Branded only pays $1 for signing up, so the bonus alone will not get you near $20. The money here comes from testing games and apps, with offers that pay up to $100 each. It has been featured on CBS. Add its $1 to the Bigcash $15 and you are at $16, then use a paid offer to cover the last $4.

$1 sign-up bonusUp to $100 per offerPayPal or gift cards
Try Branded →
My experience: A game offer I completed here paid $45. It took about a week of casual play, and that one payout was more than twice the $20 this page is about.

7. Testerup

$10 Sign-Up Bonus

Testerup gives new users $10 for creating a free account. Sign up for Freecash too and the two bonuses add up to $20. Swap in Bigcash and the pair comes to $25. After the bonus, you get paid to test apps and games, with cashouts to PayPal.

$10 sign-up bonusFree to joinPayPal cashout
Claim $10 Bonus →
My experience: The $10 was in my account before I started a single test. An app download I did later paid $7 within minutes.

FAQs

How can I get $20 for free just for signing up?

There are many ways you can get a $20 sign up bonus for free just for signing up. Bigcash offers a $15 sign up bonus for signing up as long as you meet the corresponding requirements.

Which apps give you money for signing up?

The majority of the apps listed above give you money for signing up. As long as you meet the requirements, you can earn rewards for being a new member.

How can I earn a sign-up bonus?

There are many ways to earn a sign-up bonus, though each typically requires opening a new account. Some apps reward you just for becoming a member, while others require you to act within a certain time frame, complete tasks, or even refer friends and family.

Take Advantage of Sign-Up Bonuses

Entering your personal information on a lot of different websites can be tedious. However, it's better when these sites reward you for your efforts. I hope this list of the best ways to earn a sign up bonus has helped you see how you can use these apps to your advantage and earn some extra cash. It's important to download and sign up for apps you think you'll use in your daily life, but giving a few a try isn't a bad idea either. With all these new accounts, you may find you've been missing out.

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Brian Meiggs
Brian Meiggs
Brian Meiggs founded BeerMoney and has spent over a decade writing about money. He tries every app and product before it goes on the site. No fluff, no guesswork. Named to the Northern Virginia 40 Under 40 earlier this year, and featured in WSJ, Business Insider, and Entrepreneur. Off the clock: chess, the gym, a quiet night in.

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